1:1 advocacy and clear next steps
Lender communication & documentation support
Options analysis: repayment, modification, forbearance
Coordination with legal partners for Chapter 13 when appropriate
Local focus on California foreclosure timelines
Fast response for urgent sale dates
Transparent guidance without pressure
End-to-end support until you’re back on track
Assess your loan, payment history, and timeline
Prepare & submit loss mitigation packages
Negotiate with your lender for repayment or modification
Coordinate with attorneys for Chapter 13 if needed